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Is an emergency fund really necessary?

Initially the emergency fund was developed in reaction to the all too typical cycle of debt and hardship. Individuals who scrape by, living paycheque to paycheque, can be absolutely ravaged by an unanticipated one time expenditure. Unlike the weather forecasters predicting a financial "Rainy Day' is impossible.  Major expenses have a way of happening when you least expect it. So - is an emergency ... Read the Post

Do you know what it takes to live Debt Free?

Do you know what it takes to live Debt Free?  Let me enlighten you a little. My Story started when we went from Six figures to the poverty line, virtually overnight. After receiving some expert help we were able to put into play a plan that allowed us to pay off $88,000 in debt in 3 years on a $45,000 yearly income whereas previously, whilst making over $100,000 a year, we couldn't make a ... Read the Post

Building your Insurance Policy – Personal Economic Collapse

10 Things to Stockpile that will literally Save Your Bacon! Today, more than ever, I feel the threat of uncertain times and instability in our World. This does not mean I think the Grid is about to go down or the stock market collapse but I am nevertheless worried, shall we say and therefore I take precautions. We all have home insurance so why would having an Insurance policy against job loss be ... Read the Post

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