10 Things I Wish I'd Known When I Was In Debt I’ve been researching and remembering back to when we were heavily in debt, and there are at least 10 Things I wish I had known then. #1 – You have to educate yourself before you jump off the cliff. Know your options. Had we known about Consumer Proposals and the dangers of Consolidation loans when we first hit our threshold, (and I say "first" ... Read the Post
Payday Loans- Yes or No?
Do All "Pay Day Lenders" = Debt Traps? I watched a Facebook post today from a Senator schooling one of President Trumps administrators in "Payday Lenders" and "APR". The administrator could not correctly articulate what APR was. For the rest of us it stands for Annual Percentage Rate. The APR is a mathematical calculation including the finance charge, the amount financed and the payment ... Read the Post
How the other half “live”. Spendaholics take a Holiday.
CircleOne:- Spendaholics “En Vacance” Waxing Lyrical on our recent Vacation to Cancun. This is a departure from the normal “Get out of Debt”, “Live Frugally” post I usually do, but I hope you enjoy it all the same. Anyone who knows me / us will know that this is our first holiday in four years and we worked darn hard to get here :) Enjoy! Influencers...Ugh! I’m trying not to laugh ... Read the Post
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